How To Be Smart Every Time You Spend
Before you take out your debit or credit card… Stop. Think carefully about your spending choices, and you can make huge improvements in your personal finances. We’ve all heard the sayings:
Tag Archive for: personal finances
5 Tips For Taking Out Your First Mortgage
in Mortgages and Loans/by Kenneth W. BoydNearly all first-time homebuyers must take out a mortgage to buy that first home, and the process can be frustrating. Applying for a mortgage is no easy task and lenders may reject you, if they decide that you can’t make your mortgage payments on time. There are many variables that a lender will consider, […]
4 Persistent Myths About Business Finance Busted Wide Open
in Personal Finance/by Kenneth W. BoydGoing into business for yourself can be incredibly liberating. If you’ve spent years working for someone else, the prospect of being your own boss can be incredibly appealing. You’ll have the ability to choose your clients, the type of work you do, and the prices you charge. Owning your own business can also have a […]
4 Limited Company Liabilities and Legalities You Should Know About
in Personal Finance/by Kenneth W. BoydTwo major issues for any business owner are the ability to generate profits, and protection from legal liability. The U.S. tax law provides for Limited Liability Companies (LLCs), which offer ownership flexibility and legal protections for the owner. The UK offers business owners a similar business structure: a limited company. Here are the pros and […]
Business vs. Personal Finances: Keeping Things Separate
in Personal Finance/by Kenneth W. BoydHow is your business performing? Are you making a profit? For many business owners, the answer is: “I’m not sure…” When you set up a new business or start to work for yourself, you need to establish some business accounting records, and can keep your business and personal finances separate. If you combine the two, […]
Let’s Talk About Wealth And How You Can Increase Yours
in Personal Finance/by Kenneth W. BoydCreating a plan for your personal finances can help you get better outcomes, regardless of your current financial situation. Your financial plan should address your monthly expenses, managing your debt, and funding a savings account. Use these tips to improve your personal finances. Why Expenses Are So Important The best way to increase your wealth […]
The Core Principles of Starting Your Own Business
in Personal Finance/by Kenneth W. BoydEntrepreneurship may seem lucrative, and successful business owners are discussed and promoted in the media. Being an entrepreneur may look exciting and fun, but the road to success is very difficult. Those who succeed take huge risks, work long hours, and find a certain amount of luck along the way. Your decision to start a […]
What Nearly Getting Crushed By A Light Pole Teaches Us About Investing
in Personal Finance/by Kenneth W. BoydI don’t know if I can call what happened to me last Friday morning a “near death experience”, but it was attention getting.. Every morning, I go by a Panera about 6 blocks from my house to get coffee. While I’m in the car, I start to organize my thoughts for the day: what am […]
International Travel, Twitter, and Personal Spending Habits
in Personal Finance/by Kenneth W. BoydI noticed something strange while visiting Italy this summer. Hey, it’s Italy: breathtaking art, beautiful architecture, great food and wine. However, many travelers had one big priority that was more important. A strong WiFi connection. I saw it everywhere: In front of Michelangelo’s David in Florence, and at St. Peter’s Basilica in Rome. The problem, […]