Everyone has dreams, but not many people take action to make the dream a reality. Your goal may be to start a business, pull money together for a down payment on a better car, or maybe to make a home repair. It may be a bigger house, or a particular vacation spot. […]
Buying a property as an investment is a big step – you need to make absolutely sure you’re getting a return for the amount of risk that you take. Your rental income is a business, like any other, and you should run it that way. Constantly looking for ways to make small improvements […]
Managing your finances when you have a regular income can still be tough, but as long as you budget properly and don’t rely on borrowing, you should be fine. But what if you lose your job and that income suddenly disappears? People think that it’s never going to happen to them, because they’re doing […]
Far too many people end up being crippled financially by medical bills, even after they have been cured of their physical problems. Luckily, there are some tactics you can use to stop yourself from getting into this position. Read on to find out more. Start With a Personal Budget The starting point […]
When you’re in your twenties, thirties, even your forties, retirement can feel like a long way off. For this reason, it’s difficult to really plan seriously and figure out how your money is going to look at that time. However, as tricky as it is to imagine life thirty or more years into the […]
The unexpected can be frustrating. We’ve all been there, life’s moving along just fine and then- out of nowhere- the washing machine breaks, the car needs major repair work, and you’re left trying to find the money to cover the cost. Meanwhile, there’s the added stress of the fast-growing mountain of laundry to […]
After decades of living as a salaried employee, retirement marks a significant change in how you manage your money. When living on a fixed income, it’s more important than ever to follow a budget and keep expenses predictable. If you’re nearing retirement and starting to plan your financial future, these are four tips you need […]
A health problem may require you to do two things at once: follow your Doctor’s advice, and monitor your finances. You can’t balance these two important tasks alone, and you need the help of other people, and a plan. Always Have a Plan in Place The first step is to prepare in […]
When it comes to growing your money, there’s not always a one-size fits all answer. The most common form of investing is stocks and bonds, but other people take more risk by day trading, or investing in commodities. Another option is real estate and buying property, and you need to understand the risks […]
To build wealth, you need to plan and use self-discipline. Successful investors take steps to create a budget, monitor spending, build a saving balance, and to consistently invest. Use these tips to improve your personal finances. Short Term Check your accounts regularly While it might seem like a hindrance, checking your accounts regularly […]