Tag Archive for: personal budgeting

3 Ways Being Cheap Can Prove To Be Costly

Thinking about your spending decisions is important, but don’t overdo it. To improve your personal finances, you have to become frugal. This is especially true if you’re trying to pay off debt; you may want to slash your budget to the bone, so that you can repay your debts as soon as possible. Sadly, frugality […]

What Lottery Tickets And A Range Rover Teach Us About Personal Finance

I saw a guy walking to his brand new Range Rover as he scratched off lottery tickets he’d just bought at the gas station. As I filled up my Honda, I watched as he got into his Range Rover- because I just wanted to convince myself that it was his car. Now, I came up […]

Can’t Keep Up? 4 Ways to Simplify Your Personal Finances

  It’s just a few days until April 15- are your freaking out? The individual tax deadline is the straw that broke the camel’s back for many consumers. As if personal finances wasn’t already difficult- now I’ve got to get my taxes in?! Frustrating. So, I’d like to thank the folks at Earnest.com for provided […]

The Shocking Truth About $9.99

Does $9.99 really make that much of a difference? It dawned on me on the Wednesday before Thanskgiving that I had subscription fees that were posting over the holiday weekend. They were on my budget as expense items, but I still needed to reconcile my bank account to see if they had posted correctly. Not […]

Budgeting at the Coffee Shop: A Personal Finance Story (Chap. 1)

Authors’ note:  Explaining accounting and finance can be pretty dull. That’s a problem, if you need to learn accounting or finance. On a plane from St. Louis to Seattle, I decided to try and fix the problem. What if I could wrap some accounting concepts inside of a quirky (funny?) short story? My goal here […]

What The Rio Olympics Teaches Us About Personal Finance

My favorite Rio Olympics-related headline so far: “Olympic kayaker possibly capsized by couch in Rio de Janeiro” Priceless. Now, the story isn’t confirmed, but it illustrates all of the controversy related to Brazil’s preparation for the Olympic Games. This situation is a great analogy for personal finance, because it helps us think about the answer […]

What A Cold Shower Teaches Us About Financial Planning

There’s no hot water….. So, I’m in a shower at the gym and the hot water goes out. The shower is getting colder by the second. Do I switch showers, or just grit my teeth and finish where I am? Tough call (I stayed in the same shower). This same scenario and be applied to […]

What A Tattoo Can Teach Us About Relationships and Investing

  “I can choose peace, rather than this.” Pretty powerful, huh? It’s a quote from Wayne Dyer, the spiritual writing and speaker. It’s a good introduction into the topic of couples and personal finances. Sometimes, the process is not peaceful…. Have a question about personal finance or entrepreneurship? Join the Ask Me Anything live chats […]

How To Take Charge Of Your Debt: At Any Age

“Success consists of going from failure to failure without loss of enthusiasm.” I love this quote with Winston Churchill. It’s one of several quotes I keep on a piece of paper in my wallet. I think the “attitude” of this quote can help anyone who is in debt. A debt problem can be solved- regardless […]