When it comes to a financial statement audit, timing is critically important. Auditors must perform a certain amount of audit procedures, and the timing of those procedures can impact the accuracy of the audit opinion. This article defines a financial statement audit, discusses some key audit procedures and assertions, and explains why timing […]
This sign was on a trail I was hiking last week. My first reaction was: who, exactly, is being hunted? If you’re looking for a get out of debt plan, you may feel that you’re being hunted. It’s stressful, and a plan to get out of debt may seem impossible. Ask yourself a question: […]
Tell your money what you want it to do. If you want to improve your financial situation, make your income go as far as possible. Your wage might be more substantial than you think, if you make some changes to your spending and saving habits. Consider these tips to make your earnings go […]
Nearly everyone makes mistakes with money. You can make a financial mistake simply by being young and uninformed, or later in life by not paying close attention. Not a problem- it happens to everybody (or just about everybody).
Does rebalancing your portfolio really matter? Will portfolio rebalancing increase your rate of return, or reduce risk? Let’s discuss.
So, you go for a night out. You have a fantastic time. Then, you check your bank balance. Somehow, it’s into negative figures, and you’re staring down the barrel of a debt you didn’t see coming. You vow never to go out drinking again. Heck, you couldn’t afford it if you wanted to. […]
Injuries happen for a variety of reasons, and an injury can have a huge impact on your personal finances. Over time, you may face unpaid time off work, on top of hefty medical bills, and this financial situation can damage your credit score. A lower credit score will make it more difficult to borrow […]
Controlling of your finances is difficult to do, and it takes a lot of hard work and dedication. If you’ve to a point where you’re debt free and you’ve got a working budget that allows you to save, you might think that financial problems are a thing of the past. Unfortunately, life is […]
Do you feel a little stuck in your job? Do you have a skill or ability that other people would pay you for? If your answer to both questions is “yes”, you might consider a career as a freelancer.
“If you don’t know where you’re going, any road will take you there.” This quote, by author, Louis Carroll, points out that everyone needs a plan to reach certain goals. Setting a goal requires you to think through life’s issues. If circumstances force you to change your plan, no problem- just make changes and […]