“Staph, Strep, E Coli, Salmonella” These four serious medical issues were listed on a 4-pack of Clorox Disinfecting Wipes. Well, that’s terrifying- I guess I need to get some wipes to prevent these issues from killing me, or my family. Fear can be an effective marketing strategy. I’m not here to […]
Avoiding Slipping Into Debt Over the Holidays
in Personal Finance/by Kenneth W. BoydIt’s the most wonderful time of the year- but don’t let it become the most expensive. The holidays can be a festive time of year! It’s a period where we take a step back from our hectic professional lives in order to spend a little more time with our loved ones. We celebrate, enjoy […]
How to Recover Financially After a Car Accident
in Personal Finance/by Kenneth W. BoydExperiencing a car accident can be traumatic. At the same time, however, a car accident has a financial impact- and you need a plan to address the physical, emotional, and financial impact of the event. A bit of a bump and scrape between cars in a car park, a collision on a busy […]
Scary Product Warnings, and Retirement Plans for Freelancers (5 Video Links)
in Personal Finance/by Kenneth W. Boyd“Staph, Strep, E Coli, Salmonella” These four serious medical issues were listed on a 4-pack of Clorox Disinfecting Wipes. Well, that’s terrifying- I guess I need to get some wipes to prevent these issues from killing me, or my family. Fear can be an effective marketing strategy. I’m not here to […]
Minimizing Business Risk
in Entrepreneurship/by Kenneth W. BoydA legal issue can happen to any business owner. Your business may never be accused of negligence, malpractice, or wrongful employee termination. However, it’s important that you protect your company from these risks, because the financial impact can be huge.
David Letterman Skits and Validating Your Business Idea (4 Video Links)
in Entrepreneurship/by Kenneth W. BoydYou may be old enough to remember David Letterman’s Will It Float? skits. Letterman would toss an object into a huge tank of water to see if it would float. There was music, dancers, and other fanfare to make it seem like a big deal- the skit was performed for years. This brings up another […]
Smart Tips For Online Businesses
in Personal Finance/by Kenneth W. BoydHow can your online company build credibility? Make a good impression when a customer first visits you online. To earn the customer’s trust, your business needs to appear both professional and successful. While businesses with a brick and mortar office can invest in upgrading their office and giving the visitors a proper impression, […]
Tall Boys at the Laundromat and Saving for Early Retirement (4 Video Links)
in Personal Finance/by Kenneth W. BoydSo, my washer broke and I had to take clothes to the laundromat. It’s been years since I’ve been to a laundromat, and I didn’t realize that there was a system in place. The idea is to put your laundry in the washer, then walk across the street to 7-11 and buy a tall boy […]
Reducing Business Uncertainty
in Personal Finance/by Kenneth W. BoydOperating your business requires careful planning and thought. You can’t remove unpredictability from your business, but you can minimize it with planning Understanding and forecasting expenses is the only way to keep a business above water. It’s crucial to understand both how much you’re spending, and your expected cash inflows and outflows.
Cash Management For Startup Businesses (5 Video Links)
in Entrepreneurship/by Kenneth W. BoydA majority of new businesses fail. Why? Lots of reasons. Maybe the product or service isn’t attractive enough to motivate people to buy. Businesses also fail because owners don’t manage growth well. However, the biggest reason for a business failure may be financial- and you can take steps to avoid the problem. Here […]
Safeguard Your Savings Account
in Personal Finance/by Kenneth W. BoydAccumulating wealth takes a great deal of self-discipline and sacrifice. So, how can you protect your savings over time? Most people working a full-time job spend more time with their colleagues than they do with their loved ones. That fact should be evidence enough that we put in a lot of effort into […]