Insurance coverage is a key component of everyone’s personal finances. We all need coverage. The premiums you pay may seem expensive, but insurance protects you from uncertainty. Insurance coverage, however, is often misunderstood, so use these tips to avoid common insurance buying mistakes. Cheap Insurance? There is no such thing as “cheap” insurance.
Buying a new home is a huge financial decision. It’s probably the most expensive purchase you will ever make, and borrowing such a large amount of money is a big responsibility. Your home may also be the biggest asset your will own, and making loan payments on time for 10-20 years will boost your credit […]
Career paths can be very different. Some people have the same career for their whole working lives, but many people change career paths at some point. It can happen naturally, without you really making an effort to change, but sometimes you need to find a new direction. Here’s how plan for a career change: […]
When you find yourself in significant debt, it can feel like it came out of nowhere. However, nothing comes from nothing. Debt can creep up on you just as easily as it can be caused by huge, sudden expenses. What’s worse, is that a lot of debt is preventable, caused only by the habits and […]
Recovering from an accident is physically and emotionally draining, and your recovery can have big impact on your personal finances. You may have to take time off from work, and reduce your monthly expenses- which impacts your quality of life. This is all to accommodate for an event which wasn’t your fault. While trying to […]
Succeeding as an entrepreneur requires you to do two difficult things at once. First, you have to manage and grow your business, and that includes creating a great product or service that solves a problem for your customers. You have to deliver a quality product or service on time, market your services, bill your clients, […]
Your decision about a home mortgage may be the most important financial decision you will ever make. For most borrowers, a mortgage is the largest amount of money they will borrow, and the interest rate and repayment terms of the note have a huge financial impact. Use these tips to decide on a long-term or […]
Teaching your kids about money is one of the key responsibilities of a parent. Creating good habits now will help them understand money and successfully manage “adult” financial issues for real. It’s never too early to get started, so read on to find out what you can do as a parent.
Starting your business is exciting. Having your website created, designing your user experience, setting up your invoice system, and cloud storage are just some of the things that need to be done. And if you’re a brick-and-mortar business, you’ll be in your store fixing up the decor, connecting the cashier systems, and stocking inventory on […]
Have you struggled with debt in the past, or are you more relaxed than you should be when it comes to controlling the purse strings? Are you looking for ways to put more money aside, or do you long for more disposable income?