So, the exciting time has come; you’re about to apply for a loan, perhaps to buy that dream car, or get a mortgage. Either way, you’re buzzing when you walk into your application meeting. Then, the credit check happens. This is where many applications fall down and, sometimes, refusal here can come as a […]
Authors’ note: Explaining personal finance can be pretty dull. That’s a problem, if you need to learn accounting or finance. On a plane from St. Louis to Seattle, I decided to try and fix the problem. What if I could wrap some personal finance concepts inside of a quirky (funny?) short story? My goal here […]
This article really made me cringe. “68% of Americans Destroy Their Credit Before Age 30”. Specifically, 68% of Americans make “at least one major financial mistake” about age 30, which results in negative information on their credit rating. If you have financial information and a plan, however, you can avoid these problems- at any age. […]
I was interested to learn from this Tim Ferriss podcast that, for hundreds of years, the word “priorities” was never used. Because you can only have one true priority. It wasn’t until the industrial revolution that the word “priorities” started to be widely used. With so many tasks to do so quickly, people decided that […]
If you’re going to beat someone else to the South Pole, don’t tell anyone. In 1910, two groups attempted to reach the South Pole- and become the first people in history reach the pole. As this great podcast explains, one large, well-funded group was led by Robert Falcon Scott from Britain. Roald Amundsen led a […]
If you have a poor credit score, the impact on your finances can be substantial. Your options to obtain credit and pay a reasonable interest rate are very limited. Many people with poor credit cannot obtain a loan at all. Fortunately, there were steps you can take to improve your credit rating. One of those […]