I saw a disturbing statistic: over 50% of families text each other while they’re in the home together. I text my 17 year old daughter to tell her when dinner is ready- hey, it keeps the peace! But it’s poor communication.
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I’ve noticed another area of personal finance that is poorly communicated: your ability to invest on a tax-free or tax-deferred basis is becoming more difficult. The tax code is cutting back or eliminating your options for investing in a tax advantaged way. I’ve also written recently about consumer issues with Medicare and the Affordable Care Act. One great way to accumulate assets and defer taxes is to use a Health Savings Account (HSA).